New York is a state that allows for no fault accident. No fault tends to be a misleading term, as it does not mean that no one is at fault in the crash. No fault auto accident is the term used to refer to the laws that allow for anyone involved in a car accident to have access to medical insurance coverage.
No fault auto accident is a case that should be taken by lawyers who specialize in it. If you’re looking for places to find no fault auto accident lawyers then you can find them in pages like this site.
Here are some of the benefits of getting the help of no fault auto accident lawyers:
Your lawyer can negotiate directly with the insurance companies
When you are injured, immobile, or still confined at the hospital, you might find it hard to deal with all the insurance aspects yourself. Most of the time, you find yourself in a situation where you do not know where to start. Hiring a lawyer will help you go through all these processes, where all you have to do is focus on recuperating and taking care of yourself.
Your lawyer can negotiate directly with the insurance companies; this is also more beneficial for you, as lawyers are more knowledgeable with insurance laws than you are.
You will get the medical treatment that you need
A no fault auto accident lawyer will be there to help you get the treatment that you need. Not all doctors are well versed with insurance laws, and unfortunately, some doctors deny medical treatment when they are unsure as to who will make the payment. The presence of your lawyer will help give assurance to the victim that they can get the treatment that they need, and also that the doctor will be paid.
You will get to know the basics of who pays after a car accident
Your lawyer can provide you with the specifics as to every situation, whatever accident it is that you are involved. As a quick cheat sheet, here are tips from auto accident lawyers as to who pays after an auto accident:
- If you are a driver or passenger in a car, it is the car’s auto insurance company that is the no-fault carrier;
- If you are a passenger of public transport such as a bus, then your insurance is the no-fault carrier; if you do not have any, the public transportation company is obliged to provide you with one;
- If you were hit by a car while crossing on a pedestrian lane, the insurance company of the vehicle that hit you is the no-fault carrier; and
- If you were on a bike and were struck by an automobile, it is the automobile’s car insurance that is the no-fault carrier.
Your no fault auto accident lawyer will help you reach your full recovery
Your no fault auto accident lawyer will help you claim all the medical benefits and treatment that you need after your accident, as a direct result, you will be able to meet your complete recovery. Recovery involves not just your physical healing, but it also involves getting back to your job and daily lifestyle as quickly as you can.
This helps you psychologically, financially and even emotionally, as you can get a sense of normalcy in your life as soon as possible.
You can meet deadlines on time
One of the criticisms of the no fault auto accident system in New York City is that it has stringent filing deadlines. Often, these deadlines are non-extendable and are unforgiving. If you fail to submit your claim on time, your claim can be denied. Hence, your auto accident lawyer can help ensure that you file your applications and other papers on time so that you will be able to claim your medical benefits.
If your claims are higher than the limit, your lawyer can tell you what it is you should do
In New York, the limit of no fault auto accident claims is pegged at $50,000. If you happen to have more severe injuries that necessitate a higher demand, an auto accident lawyer can help you with the proper process and steps that you will have to go through. Again this is for the end goal, which is that you will receive the full compensation for the medical claims that you need for your complete recovery.
All these benefits will show that the advantages of hiring a no fault auto accident lawyer outweigh all the possible costs. Your lawyer will help make sure that your rights are met, and that you get the best possible medical treatment for your case. Whenever you feel lost or confused as to how to go about with your situation, remember to hire an auto accident lawyer as soon as possible.