Lasik Surgery
Many people are looking into the cost of Lasik eye surgery because they no longer
want to wear glasses or contact lenses. The one thing that usually stops them is the cost of the surgery itself. The cost can vary depending on the state where you live.
Lasik surgery is great for you if you have the money for it. Insurance usually won’tcover it but you can ask your agent if your insurance will.Usually, it is something that youneed to save up for.
Prices for this operation differ depending on where youlive. For example, Lasik price NYC is about twenty-two hundred dollars per eye, but there are often discounts available.
You can see if you qualify for any of the discounts to save some money.
This article will help you to learn more about the price of Lasik surgery. It will give
you some ideas about how you can afford the cost. You can also do more research to find the information that you might need.
Cost of Lasik Surgery
Most eye clinics will have upfront prices for this procedure because it is not often covered by insurance. They will review the cost of everything when you have a consultation with the surgeon. In this way, you wont be caught by surprise when you get the bill.
The average cost of this is between about fifteen hundred dollars to about twenty-five hundred dollars per eye. There are many factors that come into play with this so that is why there is a big price difference. Some of the factors are listed below.
Equipment and Technology–There has been a lot of advancements in Lasik
technology that have led to varying techniques and equipment that are
available for this surgery:https://ophthalmology.wustl.edu/lasik-technology-advancements-dr-stephen-welxer-expertise-innovations-shaping-vision-correction/.If the procedure has the latest technology, it will cost you more due to the cost to the facility.
Reputation and Skill of the Surgeon–More experienced surgeons will oftencharge you more for their skill and reputation. You may feel the extra cost isfair if you want to have a reputable surgeon doing the job.
Location–The geographic location where you are getting the procedure done will also be a factor in the cost. Urban areas or those areas with a higher cost of living may charge more.
Pre-Operation Evaluation and Post-Operation Care–You need to have a comprehensive pre-operation evaluation before the procedure that allows you to learn how the surgery will go and what the cost is. You will also need thorough post-operation care to ensure that your procedure is done well and is taken care of.
Customization and Additional Costs–Youmay need to have customization
of services because of the shape of your eye or because of any differentiation
that needs to be done. Some clinics will also have package deals that will
include services such as enhancements or lifetime plans that can change
the cost of the procedure.
Insurance
Unless your job requires perfect vision, your insurance probably won’t cover the surgery. There are some athletes and combat fighters that may qualify for this service.See more here.
Most of the time your insurance company will have the ability to negotiate the
price of the surgery, which can save you some money.
If you have insurance, you should ask them if they can negotiate the price for you.
Most employers also have flexible spending accounts, health saving accounts, or other accounts that can help with the cost. This is an eligible expense for these types of accounts.
Other Ways to Afford Lasik Surgery
There are many other ways to afford the cost of Lasik surgery.
Some are typical and you may have thought about, and some are things you may not have known about.
Some of these ways are listed below.
CareCredit–This is a unique type of credit card that pays for medical
expenses, and that includes this surgery. With this card, you can pay for the
procedure in monthly increments instead of all at once. The application
process is very similar to that of applying for a typical credit card.
Tax Refund–You can also use your tax refund to pay for this procedure. This
is good because the refund generally comes in the spring. You can save your
refund if you want to have the surgery done later in the year.
Personal Financing–You can also save up to pay for it, although depending
on your savings methods that could take a little while.
You can also use money from your checking or savings accounts. You might also be able to take out a personal loan to cover the costs.Clinic Financing–Occasionally the clinic itself will offer payment plans. Askyour clinic if they offer this and if you will qualify for it.You can save yourself some trouble if your clinic offers this type of plan.
Real Value
The real value of Lasik surgery is the long-term benefits that you get from it. You will no longer need to wear glasses or contact lenses. Think of the cost savings you have from just that!
There may be other things that you will be able to do without glasses or contact lenses. Things like SCUBA diving, swimming, buying over the counter sunglasses, and being hassle free while traveling or playing with your children. These are things that are priceless.
Conclusion
There are many benefits from having Lasik surgery that you might not have thought
about. These benefits make the cost of the procedure seem well worth it. The long-lasting effects that you get from it make the cost seem to be very little.
The price of this procedure can be as little as fifteen hundred dollars or as high as twenty-five hundred dollars per eye. There are many ways to pay for this including taxrefunds, personal funding, and different types of credit. You can also ask a friend or familymember for the money, with a promise to pay them back, of course.
