Tips to Consider When Comparing Car Insurance in Singapore


There are a few things to take into account when comparing car insurance in Singapore. Of course, price is always an essential factor, but there are others you should also bear in mind. Here are some tips to consider when doing car insurance comparison in Singapore.

Consider your driving history

In Singapore, car insurance premiums are calculated using a few factors, one of the most important being your driving history.

If you have a clean driving record, you can expect to pay less for car insurance than someone with a history of accidents and tickets. However, even if you have a clean driving history, you can still save money on car insurance by comparing rates from different insurers.

Each company rates drivers differently, so you may be able to find a policy that favours your budget when you do some form of comparison.

Make sure you compare the same level of coverage

When comparing car insurance, it’s essential that you check the same level of coverage. For example, if you’re looking for liability coverage, make sure you compare the same amount of protection from each company.

Comparing the same level of coverage will help ensure that you’re getting the best deal. If you don’t, you might end up paying more for less coverage.

Make a list of your requirements

When it comes to car insurance, there are a few things you’ll want to keep in mind as you compare policies. Here are 3 such vital factors:

  •     The amount of coverage you need. This will vary depending on the value of your car and your liability coverage.
  •     Your deductible. The deductible is the amount you have to pay out of pocket before your insurance starts to cover damages.
  •     The type of policy you want. There are several types of car insurance policies (liability, collision, comprehensive, etc.), and you need to consider one that fits your situation best.

Check the legitimacy of the companies

It’s important to make sure that you’re getting the best deal for your car insurance. But it’s also essential to make sure that you’re dealing with a legitimate company.

Many people fall victim to scams where they purchase car insurance from a company that is not legitimate. This can lead to a number of problems down the road, including being unable to make a claim if you are in an accident.

One way to check the legitimacy of a company is to do a quick search on the internet. If there are any complaints about the company, you should avoid doing business with them.

Keep in mind that you can always get discounts

When you are looking for car insurance, it’s important to compare the available rates to you. However, you should also keep in mind that you may be able to get discounts if you are a good driver, have a safe car, and are a member of specific companies.

When choosing car insurance, your decision should favour the company that offers better discounts when selecting your policy.


Comparing car insurance can seem like a daunting task, but following these tips will make it a little bit easier. They’ll help you narrow down your options and find the best policy for your needs.

Previous articleWhich Brokers Should you be Skeptical About?
Next articlePlanning a Business Trip to New York City
Hi, I'm James George, the founder of Mind My Business NYC and author of this blog. I am an entrepreneur and internet marketer. My wish is that this website helps you to grow your business and achieve your goals.


Please enter your comment!
Please enter your name here