Rear-end car accidents usually aren’t as serious as other collisions. However, these types of accidents can still be frustrating and costly. Depending on the impact of the rear-end accident, you could be faced with severe vehicle damage, lost wages, and medical bills. If you’re not able to recover damages from your insurer, you can sue the driver at fault to win your settlement.
Where are Rear-End Accidents Most Likely to Occur?
Rear-end car accidents happen most often at a red light. According to the National Transportation Safety board, 87% of rear-end collisions happen when a driver is distracted. If a driver doesn’t see the automobile in front of them in time to stop or slow down, a rear-end collision will occur. Drivers can be distracted by adjusting settings on the dashboard, eating, grooming, texting, or rubbernecking.
Common Rear-End Collision Injuries
Rear-end car accidents can cause all types of neck and back injuries depending on how fast the at-fault driver was going. Common injuries include:
- spinal fractures
- slipped discs
- spinal cord injuries
It is important to get medical attention right away after you’re in a rear-end accident. Even though you may feel fine immediately after the collision, injuries could make themselves evident days or weeks after the accident. Symptoms that may not show up until later include:
- neck and shoulder stiffness
- back pain
Visit your doctor right away if you start to experience any of these symptoms.
Taking Legal Steps After a Rear-End Collision
The legal process for all types of car accidents is fairly similar. A few days after the accident, the liable driver’s insurance company will likely call you. The insurer may attempt to offer you a settlement, but it’s best to speak with your lawyer before accepting any money from an insurance company. The settlement from the insurance company will always be much lower than the amount of money you need to cover damages and medical bills. If you accept the settlement, you won’t be able to pursue a case, take the case to court, and get the settlement amount you’re entitled to.
The insurance company of the at-fault driver will also try to use the information to get you to admit to things that can lower your settlement amount. Don’t answer any questions the claims adjuster may ask you and let the adjuster know that you will consult your rear-end collision attorney
Suing In a Rear-End Collision Accident
After a rear-end automobile accident, you should file a claim for compensation as soon as you can. When it comes to these types of collisions, the driver who hit the back of another car is at fault, so you should file your claim with the at-fault driver’s insurance company. It’s important to work with an experienced attorney since the insurer will always try to low-ball you and you want to make sure you’re getting a fair settlement. The compensation you receive should be enough to cover any medical care you may need and should cover the cost of vehicle repair or replacement. You’ll also need settlement funds to cover lost wages if you’re unable to work while you recover from your accident.
If the liable driver’s insurance company won’t offer a reasonable settlement and aren’t willing to negotiate, you’ll have to file a lawsuit to receive a fair amount after the accident.
If you’ve been injured or suffered damages in a car wreck and want to file a rear-end collision lawsuit, contact a qualified personal injury lawyer. Your attorney can evaluate the details of your accident to determine who is at fault so you can receive a fair settlement.